What is the meaning of Matthew 25:24-27?

24 Then he which had received the one talent came and said, Lord, I knew thee that thou art an hard man, reaping where thou hast not sown, and gathering where thou hast not strawed: 25 And I was afraid, and went and hid thy talent in the earth: lo, there thou hast that is thine. 26 His lord answered and said unto him, Thou wicked and slothful servant, thou knewest that I reap where I sowed not, and gather where I have not strawed: 27 Thou oughtest therefore to have put my money to the exchangers, and then at my coming I should have received mine own with usury. (Matthew 25:24-27 KJV)

William Burkitt’s Commentary

Observe here, 1. That he that received but one talent is called to an account as well as he that received five. Heathens that have but one talent, namely, the light of nature, must give an account for that one talent, as well as Christians that have five must account for five.

Observe, 2. The slothful servant’s allegation: I knew thee to be an hard man, and I was afraid.

Where note, His prejudice against his master, and the effect of that prejudice, he was afraid; and the fruit of his fear, he hid his talent in the earth.

Learn hence, That sinners entertain in their minds very hard and unkind thoughts of God; they look upon him as a hard Master, rigorous in his commands, and difficult to be pleased.

Learn, 2. That such hard thoughts of God do naturally occasion slavish fear, which is a great hindrance to the faithful discharge of our duty to God.

Observe, 3. The master’s reply to the slothful servant’s allegation, which contains an exprobation, or unbraiding of him for his sloth and negligence; Thou wicked and slothful servant.

Where note, 1. That the slothful servant is a wicked servant, as well as the unfaithful servant.

2. The wicked and slothful servants, to excuse themselves, will not stick to charge their miscarriages upon God themselves: Thou wert an hard man.

3. That no excuses whatsoever shall serve either the slothful or unfaithful servant at the bar of Christ.