16 Then he that had received the five talents went and traded with the same, and made them other five talents. 17 And likewise he that had received two, he also gained other two. 18 But he that had received one went and digged in the earth, and hid his lord’s money. (Matthew 25:16-18 KJV)
William Burkitt’s Commentary
The former verses gave an account of the Lord’s distribution; these acquaint us with the servants’ negociation. Some traded with, and made improvement of, their talents, others traded not at all; yet it is not said they did embezzle their talent, but no improve it.
Learn, It is not sufficient to justify us, that we do not abuse our talents; it is fault enough to hide them, and not improve them; the slothful servant shall no more escape punishment than the wasteful servant.